MENU

Mobile-first banks
Category

1498

Atom Bank is raising £100 million and getting into mortgages

By Oscar Williams-Grut for Business Insider

App-only challenger bank is raising £100 million ($129.6 million) from its shareholders to break into mortgages, according to Sky News.

(more…)

Banks, Deals, Fintech news, Mobile-first banks

September 22, 2016

1197

BAAS 平台和开放 API

By Life.SREDA

应用编程界面 (API) 是数十年来软件 开发的一个关键部分,用来为某指定 平台,如 Microsoft Windows 进行 开发。 更近以来,从 Salesforce 到 Facebook 和 Google 的新型平台提 供商提供的 API 帮助开发者和,实 际上,创造了开发者对这些平台的依 赖。 现在,一种新的第三方 API 正在 提供能力解脱开发者锁定任何特别的 平台和允许他们更有效地把应用 推向 市场。 结果,开发者可以专注于他们 自己的独特功能并围绕之其它专业人 士开发的全功能、分发的流程,他们 通过 API 对其访问。 开发者意识到, 他们需要建入应用里的许多功能对于 许多其它公司辛勤劳作的东西来说是 冗余的。 他们学会不花费宝贵的资源 在别人已经做好的事情上,而是依靠 更大平台的 API。 另一个优势是第三 方的 API 常常明显更好。 它们工作 更好,比内置的 API 提供更多的灵活 性。 最后,第三方 API 开发者有更多 容量和存取创造网络效果的更大的数 据集。

Download Korean , Japanese or Chinese Version of the Report 

or  Download the Full English Version (more…)

Analytics, Banks, Mobile-first banks

September 5, 2016

60 SECONDS WITH: Vernon Hill, 71, Founder Metro Bank

Vernon Hill, 71, launched Metro Bank in the UK after becoming a billionaire by launching Commerce Bank in the US.

Metro has 41 branches and holds £5.9bn of customers’ savings. (more…)

Banks, Global trends, Interviews, Mobile-first banks

September 1, 2016

1758

Start-up bank Tandem is raising $1.4M by crowdfunding

By Arjun Kharpal for CNBC

British “challenger” bank Tandem is to kick off a £1 million ($1.46 million) crowdfunding drive in a bid to get more people involved in the start-up’s upcoming launch and attract customers. (more…)

Banks, Deals, Fintech news, Global trends, InspirAsia, Mobile-first banks, news

April 29, 2016

773

On the move

Speacial by the Economist

Much hangs on mobile money (more…)

Global trends, InspirAsia, Mobile payments/banking, Mobile-first banks, Remittances

April 20, 2016

865

Record number of customers switch their bank account

By Tim Wallace for the Telegraph

Record numbers of bank customers switched their current account to a rival lender last month, hinting that competition between banks may at last be taking off. (more…)

Banks, Global trends, Mobile-first banks

April 20, 2016

1033

Banking industry primed for a pocket-sized revolution

By 

ondo, the latest challenger bank aiming to take a chunk of business from the established high street lenders, is unlike any UK financial institution that has come before it.

(more…)

Banks, Fintech news, Global trends, InspirAsia, Mobile-first banks

March 28, 2016

1441

Hong Kong to get new mobile bank

By Finextra.com

Neat, a mobile banking startup in Hong Kong that blends machine intelligence with biometric security, has opened its waiting list to university students and young professionals with a view to a Q2 2016 launch. (more…)

Banks, Fintech news, Hong Kong, Mobile-first banks

March 21, 2016

770

This Bank Wants to Be Your Best Friend

By Leena Rao for the Fortune magazine

If you’re a millennial, that is. SoFi will help with your job, your love life—and your finances. (more…)

Banks, Fintech news, Global trends, Mobile-first banks

March 20, 2016

1005

What Do Millennials Want from Banks? Everything. Nothing. Whatever.

By Brian Yurcan for the American Banker journal

So, do millennials hate banks or do they love them?

(more…)

Banks, Cashless, Fintech news, Global trends, InspirAsia, Mobile-first banks

March 17, 2016

1590

FinLeap and SolarisBank launch “Banking as a Platform”

By Steve O’Hear for the Techcrunch.com

Offering what it calls Banking-as-a-Platform, FinLeap, the German fintech ‘startup factory’, has hatched its latest venture. (more…)

Banks, Deals, Fintech news, Mobile-first banks

March 15, 2016

15150

Banking-as-a-Service: Common play of banks and fintech

The current state of Banking-as-a-Service (BaaS) industry. 

Read our full research “Money of the Future”. Download PDF (20MB) (more…)

Banks, Cashless, Fintech news, Global trends, Hotnews, Mobile-first banks

March 14, 2016

620

BBVA continues its fintech acquisition run, buys Holvi, an online-only business bank

By Ingrid Lunden for techcrunch

Spanish banking giant BBVA has made another M&A play as it looks for a bigger role in the next generation of financial services: today the company has announced the acquisition ofHolvi, an online-only bank for entrepreneurs and SMBs based out of Finland. (“Holvi” means “vault” in Finnish.) (more…)

Banks, Mobile-first banks

March 13, 2016

1621

Mckinsey & Co : Cutting through the noise around financial technology

By Miklos Dietz, Somesh Khanna, Tunde Olanrewaju, and Kausik Rajgopal for Mckinsey & Company 
We estimate there are today more than 2,000 start-ups offering traditional and new financial services. Here’s how banks should respond.

(more…)

Banks, Fintech news, Global trends, Mobile-first banks

March 10, 2016

1042

Fastest Crowdfunding Ever: £1 million in 96 Seconds

By Tom Blomfield, Mondo

Yesterday at 1pm we relaunched our crowdfunding round after overwhelming demand crashed Crowdcube’s servers on Monday. (more…)

Banks, Fintech news, Mobile payments/banking, Mobile-first banks

March 4, 2016

5462

Life.SREDA VC report: Neo- and challenger banks are coming

Key findings on upcoming trends in the banking sector. 

Read our full research “Money of the Future”. Download PDF (20MB) (more…)

Analytics, Banks, Fintech news, Global trends, Hotnews, Mobile-first banks

March 3, 2016

1187

The bank that fintech built: Number26 and TransferWise team up to re-invent banking

By Paul Sawers for VentureBeat

Two European fintech startups are teaming up to give a glimpse of what the bank of tomorrow could look like. (more…)

Banks, Fintech news, Mobile-first banks

February 25, 2016

1101

648

Deals: Personal finance website partners OCBC to offer home loan with a rate of 1.63%

By Rachel Boon for StraitsTimes,

SINGAPORE -Personal finance portal MoneySmart.sg will offer an OCBC Bank home loan for a limited period. (more…)

Banks, Deals, Fintech news, Japan, Mobile-first banks, SME

February 12, 2016

685

Why a former trust company launched a digital-only bank

By Mary Wisniewski for the American Banker Magazine,

Rather than partner with a neobank, a more than 45-year-old Canadian financial services company chose to build a digital-only brand to acquire retail customers and to control the user experience. (more…)

Banks, Fintech news, Mobile-first banks

February 4, 2016

1546

The hottest European fintech startups in 2015

EU-STARTUPS: In the last decade, there were a bunch of really successful fintech companies that started in Europe. Companies like Klarna, Adyen or Transferwise (to name just a few) changed the way we do payments or the way we transfer money overseas. By pursuing radical new concepts, these fintech startups became some of Europe’s most valuable companies within just a few years.

(more…)

eWallets, Fintech news, Mobile payments/banking, Mobile-first banks, news, p2p-payments, p2p/online lending, POS/mPOS and online acquiring, Remittances

July 10, 2015

1458

Innovation in banks: Barklays, RBS, Citi, Standard Chartered

BLOOMBERGVIEW: What kind of chief executive does a big modern bank need? Apparently not a traditionally hypercompetitive investment banker like Anshu Jain, who lost his co-CEO job at Deutsche Bank last month — but evidently not a quiet retail banker like Antony Jenkins, Barclay’s freshly ousted chief, either.

(more…)

Analytics, Fintech news, Global trends, Mobile-first banks, news

July 8, 2015

977

Britain Just Gave The Green Light To A Bank With No Branches And No Website — Just An App

Business Insider: Atom Bank, the online-only challenger bank, just won a banking licence to operate in the UK and plans to launch later this year. Unlike traditional banks — and even some challengers — Atom Bank won’t have any branches or even a website initially, operating purely though a mobile app. (more…)

Fintech news, Mobile-first banks, news

June 24, 2015

1282

Why Would A Digital Bank Have Branches? (CheBanca! case study)

The Finanser:  I just visited with Roberto Ferrari at CheBanca! in Italy.  For those who don’t know CheBanca!, it is the digital first bank launched in 2008 by Mediobanca.  Mediobanca provides merchant bank services in Italy and had never had a retail bank before.  Therefore, it made sense in the post-meltdown digital age to implement a fintech bank fit for Italy, and CheBanca! claims to be that bank.   (more…)

Mobile-first banks, news

May 27, 2015

691

GoCardless Founder Tom Blomfield’s New Startup Is A “Full Stack” Mobile-First Bank

TECHCRUNCH: We already knew that GoCardless co-founder Tom Blomfield was working on a new U.K. banking startup, but now, thanks in part to a noisy series of Tweets from investors, developers and the company’s own Twitter account, more details have emerged. Dubbed Mondo, the startup is described as a “full stack” and mobile-first bank, in reference to the fact that it isn’t simply a mobile app piggybacking existing banking software or an existing bank in order to offer a better User Experience. Instead, my understanding is that the company’s plans and accompanying technology is considerably more ambitious. (more…)

Fintech news, Mobile-first banks, news

May 26, 2015

1707

Brett King’s Moven 4.0 (one of Life.SREDA’s portfolio companies) wins Best in Show at Finovate

THE FINANSER: I’ve been involved in Brett King’s new venture, Moven, since its inception and was pleased to see the new renovated version won Best in Show at Finovate yesterday in San Jose.  In a key announcement, Moven has partnered with Accenture to roll out their capabilities worldwide and, in what many are referring to as Bank 4.o, demonstrated key new features including links to the Apple Watch and a feature called Impulse that locks up your money unless you explicitly unlock it. (more…)

Fintech news, Hotnews, Mobile-first banks

May 14, 2015

756

Debunking Myths Around Apple Pay Fraud

THE NEXT WEB: Last month David Bozin discussed how Apple Pay was highlighting crucial flaws in how banks deal with digital payments. This month, Judo CEO Dennis Jones explores fraud in m-payments and the myths surrounding it. (more…)

Fintech news, Mobile payments/banking, Mobile-first banks

April 9, 2015

838

Google Wallet Adds New Integrations With Shopify, Seamless, Dunkin’ Donuts And More

TECHCRUNCH: Google has been stepping up its game in mobile payments the last several months, buying Softcard’s point-of-sale tech and making some international advances for its money transfer service. Today it’s adding another crucial piece to mix: some key integrations with merchants and merchant platforms. Customers that use Android apps from Dunkin’ Donuts and Seamless, and merchants that build online stores through Shopify, will now all be able to access Google Wallet to make and accept quick payments. (more…)

eWallets, Fintech news, Mobile payments/banking, Mobile-first banks

April 9, 2015

660

BBVA Compass Goes Live With Real-Time Payments

Ben Milne in The Dwolla Blog: Real-time is here for everyone and there’s no turning back. It’s not just an idea. FiSync allows money to move like you’d expect it to: instantly. Dwolla’s FiSync protocol facilitates secure real-time payments that bypass traditional networks. Transactions initiated via FiSync are fast, secure, and available now through BBVA Compass. (more…)

Fintech news, Mobile payments/banking, Mobile-first banks, news

April 8, 2015

884

FacePay?

TECHCRUNCH: What if buying something was as easy as Liking it? You’d probably buy a lot more, and buy it through whoever made it so damn simple. Becoming that conduit for payments means more than racking up transaction fees. For the portal to purchase influences not just how you buy, but what. Today, purchases are fragmented, and so too is that influence. We buy online and offline. Cash, Credit, PayPal, and now Apple Pay. In turn, influence splinters into ads run on television, print, digital, billboards, and other channels. Whether we want something already or not, the ads are supposed make us more intent on actually spending our money. (more…)

Fintech news, Mobile payments/banking, Mobile-first banks, news

April 6, 2015