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Conclusions from the Tearsheet Challengers Conference
The proliferation of digital banking platforms is raising the bar for companies that want to scale. There are ongoing questions about paths to sustainability for challengers, but recent research shows consumer attitudes are shifting, with incumbents’ hold on the market loosening as the pandemic pushes financial activity away from physical locations.
At the first-ever Tearsheet Challengers conference in September, banking startups, venture capitalists and incumbents reflected on the implications of the rise of challenger banks in the U.S. market.