By Jeevan Vasagar for Ft.com
The analysis begins with the first keyboard strokes of a borrower seeking a loan on Kreditech’s site, gathering clues about personality and identity — such as whether someone types in their name or pastes it in. (more…)
WIRED: In a world where Bitcoin wants to make your personal identity irrelevant, disruptive data scientists InVenture want to reinvent it. People are repositories of rich information and contextual data, Shivani Siroya, CEO and founder of InVenture told the audience at WIRED Money at London’s British Museum on 8 July. And yet in most economies a single number — the credit score — remains the blunt instrument by which we evaluate who can receive loans, and who is likely to pay them back.