MENU
SAINT PETERSBURG, RUSSIA - JUNE 18: Kenneth 'Ken' Rogoff, professor of economics at Harvard University, attends a session of the  attends SPIEF2015 Saint Petersburg International Economic Forum on June 18, 2015 in Saint Petersburg, Russia. (Photo by Gleb Shchelkunov/Kommersant Photo via Getty Images)

1306

A World Without Cash Would Be Good For the Poor, One Expert Says

By Feliz Solomon for Fortune

Moves toward more cashless societies could reduce inequality, a leading economist suggests, by potentially reducing crime and making labor practices more transparent. (more…)

About, Columns, Government activities

January 16, 2017

Big data, Google and the end of free will

Forget about listening to ourselves. In the age of data, algorithms have the answer, writes the historian Yuval Noah Harari

(more…)

Analytics, Columns

August 29, 2016

The Bonfire Of Venture Capital: The Good, Bad And Ugly Side Of Cash Burn!

In my last post on Uber, I noted that it was burning through cash and that this cash burn, by itself, is neither unexpected nor a bad sign. Since I got quite a few comments on what I said, I decided to make this post just about the causes and consequences of cash burn. In the process, I hope to dispel two myths held on opposite ends of the investing spectrum, the notion on the part of value investors, that a high cash burn signals a death spiral for a business and the equally strongly held belief, at the start-up investing end , that a cash burn is a sign of growth and vitality. (more…)

Analytics, Columns, Global trends

August 20, 2016

1200x-1

459

A Physics Lesson for Central Bankers

By  for Bloomberg View

The world is braced for the discovery of a fifth fundamental force of nature — the four known ones being electromagnetism, gravity, and strong and weak nuclear forces — that subverts the so-called standard model of particle physics. Given the lackluster outlook for global growth, maybe economics needs a similar revolution.  
(more…)

Banks, Columns, Fintech news, Global trends, Hotnews

August 20, 2016

Insurance, FinTech And Innovation

By Ella Thuiner for Huffington Post

The United States may be home to Amazon, Apple, and Google, but with widespread online distribution and novel ideas like peer-to-peer insurance, Europe is firmly in the lead when it comes to insurance innovation. Companies like Germany’s Friendsurance and the U.K.’s Guevara are bringing a social networking model to the insurance industry, allowing customers to create groups of friends with whom they share risks. A portion of the group’s premium is set aside to pay claims, and if the group has a lower-than-average number of accidents, everyone gets some money back.

(more…)

Banks, Columns, Fintech news

August 6, 2016

bryantbill5544-620x386

583

A Q&A with DFJ Partner, Bill Bryant, on “unicorn” valuations and startup investing

By ,  for Techcrunch.com

Pundits are painting a picture of doom and gloom for startups, saying it will be harder to raise money. What do you think? (more…)

Columns, Fintech news, Global trends, Hotnews, Influences FinTech

August 1, 2016

Lessons from a Long-Forgotten ‘Fintech Bank’

By Bryan Yurkan for American Banker

Sometimes pioneers are forgotten by the time their idea comes into vogue. (more…)

Banks, Columns, Global trends, Government activities, Hotnews

July 14, 2016

Talking About A Fintech Revolution

By Carlos M. Gutierrez, Jr.  for Huffington Post

Technological innovations have played an important role in disrupting sometimes complacent industries and markets. Transportation innovators like Uber and Lyft have used new technologies to revolutionize the way individuals travel from location to location, while others like Plated and Blue Apron have begun to change individuals’ food consumption habits.

(more…)

Analytics, Columns, Global trends, Interviews

July 13, 2016

1207_hello-wallet-matt-fellowes_650x455

557

Fintech Startup Aims To Help Boomers Manage Retirement Income

By Janet Novack for Forbes

How much can you spend each year in retirement if you don’t want to outlive your money? Should you delay claiming Social Security benefits if doing so requires you to take money from your 401(k) or IRA before required payouts begin? What’s the most tax efficient way to draw down various pots of money? Should you annuitize some of your wealth? Tap home equity with a reverse mortgage? If Brexit or some other event slams your portfolio, how much should you cut back on discretionary spending? Will you need additional help managing your finances as you age? (more…)

Analytics, Columns, Fintech news, Global trends

June 29, 2016

Isometric icon man with money at bank window. 3D business money, finance bank, service counter bank, cashier in bank, employee person, worker bank, financial specialist, payment cash operator in bank

619

A New Chatbot Would Like to Help You With Your Bank Account

By Cade Metz for Wired

I JUST ASKED a bot to tell me how much I spent on coffee this past month. And a few moments later, it replied. “Let’s see,” it said. “You spent $199.83.” (more…)

Analytics, Columns, Fintech news, Global trends

June 29, 2016