Time of Security Tokens

By Julian Zegelman for his Medium blog

As blockchains improve in their scalability, usability, and security, so too do the tokens that traverse these digital pathways. As governments and primarily the SEC enter the space, 2018 will be remembered for an entirely new eco-system of evolutionized platforms, decentralized exchanges, and hybrid funds, all looking to capitalize on the trillion-dollar opportunity that is tokenized securities. According to FINMA, the Swiss financial regulatory body, tokens have three functions: payment tokens, utility tokens, or security tokens. Like their name implies, payment tokens are used as a means of currency or payment while utility tokens are intended to provide digital access to an application or service. (more…)

Columns, Cryptocurrencies

July 12, 2018

Intel’s Toxic Culture

by Jean-Louis Gassée for his blog at Medium

Who wants to be Intel’s new CEO? The job description should include the impossible task of undoing a company culture that allowed itself to miss the mobile revolution because it thought it couldn’t afford to participate.


Columns, Fintech news, Global trends

July 12, 2018

A Crypto-Trading Uber Driver And A Billionaire’s Spat Over Candy – On The Importance Of Sticking To Your Strategy

By Tomasz Tunguz from Redpoint Ventures for his Blog

At Redpoint’s annual investor meeting earlier this year, I quipped, “The day-trading taxi drivers of the dotcom era have been replaced by crypto-trading Uber drivers.” But over the weekend, a grizzled Uber driver with a mane of grey hair and wind-and-sunburnt cheeks asked me about crypto. “Can you explain to me why public key/private key technology is important on the Blockchain?” He pointed out the Bitcoin ATM that charges 10% from his cigarette-infused Prius. “That’s for suckers; Coinbase charges only 2%,” he said as we whizzed past. (more…)

Columns, Fintech news, Global trends

May 10, 2018


FinTech: We’re just getting started

By Allen Miller from Matrix Partners

Global FinTech investment in 2017 was unprecedented with $16.6B of capital (+20% compared to 2016) deployed across 1,128 deals. Despite this, some have argued that FinTech’s days are numbered and that it is less clear how much opportunity still remains for future innovation. Proponents of this line of thought argue that most traditional financial services have already been unbundled and that large startups that dominate areas like payments, lending, and investing have even begun to re-bundle services. Moreover, despite the uptick in investment into the sector, the early-stage portion of overall financing dropped to a 5-year low which has further supported the belief that most of the innovation in FinTech has already happened. (more…)

Columns, Fintech news, Global trends

May 3, 2018


Traditional banks hate crypto – Part II

By Slava Solodkiy, Managing Partner at Life.SREDA VC

At the end of 2017 and beginning of 2018 Bitcoin investors were claiming Australia’s banks are freezing their accounts and transfers to cryptocurrency exchanges, with a viral tweet slamming the big four and an exchange platform putting a restriction on Australian deposits. (more…)

Columns, Fintech news, Global trends, Hotnews

January 25, 2018


Content Discovery: Solving The Problem Of Information Overload

By Dmitriy Solodkiy, data scientist and blockchain evangelist at NVB

Cram them full of non-combustible data,

chock them so damned full of ‘facts’ they feel stuffed,

 but absolutely ‘brilliant’ with information.

 Then they’ll feel they’re thinking,

they’ll get a sense of motion without moving.

And they’ll be happy,

 because facts of that sort don’t change.”

Ray Bradbury, Fahrenheit 451


Columns, Global trends, Hotnews, Influences FinTech

January 18, 2018


ICO toxic culture: How Tony Hsieh can help ICO-investors with DueDil

Vladislav Solodkiy, managing partner at Life.SREDA, Singapore-based fintech VC, and author of The First Fintech Bank’s Arrival book.

To my great embarrassment, I read “Delivering Happiness” by Tony Hsieh (CEO and ex-owner of Zappos, which was sold for $1,2B to Amazon) only at the beginning of 2013, although it was published in 2010. Filled with its very special “chemistry” and energy, the book describes a journey of this entrepreneur from its very beginning. Basically, the book is about corporate culture and values that unite employees. It illustrates that meeting not only functional needs, but also intellectual, spiritual and aesthetic needs of customers is more important than the chase for money. Money comes as the result of this approach. In June of 2013 my team and I visited Tony Hsieh at Zappos’ headquarters. Later some of our portfolio companies also visited Zappos. (more…)

Columns, Fintech news, Global trends, Interviews

December 19, 2017

Why the Most Successful VC Firms Keep Winning

By Luke Kanies for his Medium

Investing in software companies is an inherently uncertain activity. It’s labeled as high risk, but “highly uncertain” is a better term. Yes, you’re taking a risk with money, but the real problem is the widely variant potential outcomes. If you invest in a restaurant, you are taking a risk, but you will either end up with a profitable restaurant or lose your money. If you invest in a software company, you can go bankrupt, have a small but profitable company, sell for five times the money in, or end up with a world-spanning multibillion-dollar behemoth that turns everyone it touches into a millionaire. (more…)


November 27, 2017


Money 2020: 12 lessons from this year’s conference

By Allen Miller from Matrix Partners

Earlier this week I attended Money2020 in Las Vegas. In just over 5 years, Money2020 has become the leading industry conference for everything to do with FinTech. It’s a jam-packed but valuable 4 days of expert panels, startup pitches, networking events and keynotes from industry leaders. I was there for just under 24 hours, which meant the experience was even more of a blur. This post is my attempt to capture twelve of the biggest learnings from the conference. (more…)


October 26, 2017


The Rising Stakes In SaaS

By Tomasz Tunguz from Redpoint Ventures for his blog

Last week, I participated in two discussions about the changes in the SaaS world. I believe they are fundamental. The most important force shaping the industry today is competition. The level of competition in many core SaaS segments is intense. (more…)

Analytics, Columns

October 23, 2017