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SAINT PETERSBURG, RUSSIA - JUNE 18: Kenneth 'Ken' Rogoff, professor of economics at Harvard University, attends a session of the  attends SPIEF2015 Saint Petersburg International Economic Forum on June 18, 2015 in Saint Petersburg, Russia. (Photo by Gleb Shchelkunov/Kommersant Photo via Getty Images)

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A World Without Cash Would Be Good For the Poor, One Expert Says

By Feliz Solomon for Fortune

Moves toward more cashless societies could reduce inequality, a leading economist suggests, by potentially reducing crime and making labor practices more transparent. (more…)

About, Columns, Government activities

January 16, 2017

Big data, Google and the end of free will

Forget about listening to ourselves. In the age of data, algorithms have the answer, writes the historian Yuval Noah Harari

(more…)

Analytics, Columns

August 29, 2016

The Bonfire Of Venture Capital: The Good, Bad And Ugly Side Of Cash Burn!

In my last post on Uber, I noted that it was burning through cash and that this cash burn, by itself, is neither unexpected nor a bad sign. Since I got quite a few comments on what I said, I decided to make this post just about the causes and consequences of cash burn. In the process, I hope to dispel two myths held on opposite ends of the investing spectrum, the notion on the part of value investors, that a high cash burn signals a death spiral for a business and the equally strongly held belief, at the start-up investing end , that a cash burn is a sign of growth and vitality. (more…)

Analytics, Columns, Global trends

August 20, 2016

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A Physics Lesson for Central Bankers

By  for Bloomberg View

The world is braced for the discovery of a fifth fundamental force of nature — the four known ones being electromagnetism, gravity, and strong and weak nuclear forces — that subverts the so-called standard model of particle physics. Given the lackluster outlook for global growth, maybe economics needs a similar revolution.  
(more…)

Banks, Columns, Fintech news, Global trends, Hotnews

August 20, 2016

Insurance, FinTech And Innovation

By Ella Thuiner for Huffington Post

The United States may be home to Amazon, Apple, and Google, but with widespread online distribution and novel ideas like peer-to-peer insurance, Europe is firmly in the lead when it comes to insurance innovation. Companies like Germany’s Friendsurance and the U.K.’s Guevara are bringing a social networking model to the insurance industry, allowing customers to create groups of friends with whom they share risks. A portion of the group’s premium is set aside to pay claims, and if the group has a lower-than-average number of accidents, everyone gets some money back.

(more…)

Banks, Columns, Fintech news

August 6, 2016

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A Q&A with DFJ Partner, Bill Bryant, on “unicorn” valuations and startup investing

By ,  for Techcrunch.com

Pundits are painting a picture of doom and gloom for startups, saying it will be harder to raise money. What do you think? (more…)

Columns, Fintech news, Global trends, Hotnews, Influences FinTech

August 1, 2016

Lessons from a Long-Forgotten ‘Fintech Bank’

By Bryan Yurkan for American Banker

Sometimes pioneers are forgotten by the time their idea comes into vogue. (more…)

Banks, Columns, Global trends, Government activities, Hotnews

July 14, 2016

Talking About A Fintech Revolution

By Carlos M. Gutierrez, Jr.  for Huffington Post

Technological innovations have played an important role in disrupting sometimes complacent industries and markets. Transportation innovators like Uber and Lyft have used new technologies to revolutionize the way individuals travel from location to location, while others like Plated and Blue Apron have begun to change individuals’ food consumption habits.

(more…)

Analytics, Columns, Global trends, Interviews

July 13, 2016

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Fintech Startup Aims To Help Boomers Manage Retirement Income

By Janet Novack for Forbes

How much can you spend each year in retirement if you don’t want to outlive your money? Should you delay claiming Social Security benefits if doing so requires you to take money from your 401(k) or IRA before required payouts begin? What’s the most tax efficient way to draw down various pots of money? Should you annuitize some of your wealth? Tap home equity with a reverse mortgage? If Brexit or some other event slams your portfolio, how much should you cut back on discretionary spending? Will you need additional help managing your finances as you age? (more…)

Analytics, Columns, Fintech news, Global trends

June 29, 2016

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A New Chatbot Would Like to Help You With Your Bank Account

By Cade Metz for Wired

I JUST ASKED a bot to tell me how much I spent on coffee this past month. And a few moments later, it replied. “Let’s see,” it said. “You spent $199.83.” (more…)

Analytics, Columns, Fintech news, Global trends

June 29, 2016

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Five Lessons From Some Of Today’s Hottest, Billion-Dollar Startups.

By Bijan Khosravi for Forbes

What makes the billion dollar startups so unique? The answer is distribution. They either create a whole new market, like Uber and Airbnb did with the sharing economy, or they massively disrupt existing markets, such as healthcare and finance. Here are five companies that made it into the “billion dollar club” and my analysis of what set them apart. (more…)

Analytics, Columns, Deals, Hotnews

June 27, 2016

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Fintech Is Ending Money Management as We Know It

By  for Bloomberg View

Financial Technology Partners is a San Francisco-based investment-banking firm focused, appropriately enough, on the financial-technology industry. I managed to get my hands on its new report of how fintech is altering the landscape for money management. The report looks at industry trends, interviews numerous fintech executives and sizes up all of the usual big picture Silicon Valley stuff.

(more…)

Columns, Global trends, Hotnews

June 10, 2016

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Why Venture Capital is Facing Decentralization

By Tomasz Tunguz for Inc Magazine

Originally published by Tomasz Tunguz on LinkedIn: The Decentralization Of Venture Capital

To thrive, venture capital firms must perform three things well: raise capital from limited partners, source companies to invest in, and pick the best opportunities. Historically, each of these three activities has been highly centralized in a small partnership often perched on Sand Hill Road. But new networks are changing this. The latest called DAO attempts to decentralize all three at once. (more…)

Analytics, Columns, Deals, Fintech news, Global trends

May 26, 2016

For Fintech Disruptors, Regulatory Freedom Will Be Fleeting

By Frank Sorrentino for Forbes

As long as there has been business, there has been disruption. A recent Harvard Business Review article discussed the concept of “spontaneous deregulation,” when a shiny new technology or innovative business model emerges onto the scene, disrupts its industry and – temporarily – renders existing rules and regulations obsolete. (more…)

Columns, Fintech news, Government activities

May 25, 2016

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“Uber moment” for financial industry

Serguei Netessine is Timken Chaired Professor of Global Technology and Innovation at INSEAD (Singapore campus), and Research Director of INSEAD-Wharton Alliance. He is angel investor, startup advisor, industry consultant and speaker on entrepreneurship and innovation. His recent book “The Risk-Driven Business Model: Four Questions that will Define your Company” was published by Harvard Business Press in 2014. (more…)

Columns, Fintech news, Global trends, Hotnews, InspirAsia

March 24, 2016

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Vladislav Solodkiy about London Finovate 2016

By Vladislav Solodkiy, Managing partner of Life.SREDA VC

for Fintechranking 

With fintech being one of the hottest new sectors for both tech and finance, premiere events in the field have become must-visit affairs for a fintech VC like me.

(more…)

Columns, Fintech news, Influences FinTech

February 22, 2016

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Vladislav Solodkiy: 4 reasons to believe the fintech hype

Vladislav Solodkiy, Managing partner of Life.SREDA for VentureBeat.com

Over the past year, the fintech industry has transformed from a hypothetical hotspot to an actual one.

(more…)

About, Blockchain, Columns, Fintech news, Global trends, Influences FinTech

February 21, 2016

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8 Reasons To Buy a FinTech Startup

Fintech startups: who buys them and why? They’re expensive, lossmaking and overvalued. Why people even pay for them?

By Dr. Celine Chi Hae Wong (more…)

Columns, Fintech news, news

November 2, 2015

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WhatsWeFaceTelKaLiVibeSnap Pay: comparison of messengers’ payment functions

Eighteen months ago, Mark Zuckerberg announced an unofficial messengers’ race for better and faster monetization of a customer base by integrating remittances and payments. How have the players succeeded so far?
(more…)

Columns, Fintech news, Mobile payments/banking, Remittances

October 12, 2015

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Singapore’s true way to a cashless society

Vladislav Solodkiy, Managing Partner, Life.SREDA VC:

These days many countries are talking about the importance of innovations in the financial sector. Many of those are claiming that they will soon become the first to go completely cashless. They may be saying so, but what if they don’t really know how to do it? (more…)

Analytics, Banks, Cashless, Columns, Global trends, Government activities, Influences FinTech

August 17, 2015

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12 rules of investing like Yuri Milner

Vladislav Solodkiy, Managing Partner, Life.SREDA VC:

Many thanks to Oleg Tinkov for introducing me to Yuri Milner, and Leonid Soloviev for connecting me with John Lindfors and Tom Stafford. (more…)

Columns, Hotnews, Influences FinTech

August 11, 2015

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22 Business Books That Blew My Mind And Changed Me

Vladislav Solodkiy, Managing Partner, Life.SREDA VC:

I am often asked for tips on good books to read. Recently I have posted an article in Russian listing my favourite business books, which got over 70 thousand views. I hope that the English-speaking folks will also find it useful. (more…)

Columns, Hotnews, Influences FinTech

August 10, 2015

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12 lessons from BBVA and Goldman Sachs: how banks should regard fintech

Vladislav Solodkiy, Managing Partner, Life.SREDA VC

“Innovator’s Dilemma”: are the banks capable of making innovations by themselves? (more…)

About, Banks, Columns, Influences FinTech

August 5, 2015

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13 fintech services useful for SME

Vladislav Solodkiy, Managing Partner, Life.SREDA VC:

If you take a look at the news about fintech startups, you might get a feeling that all the new financial services are built for retail clients, but not for businesses. However, these are namely the entrepreneurs that may become drivers of fintech, especially in Asia.  (more…)

Columns, SME

August 5, 2015

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Unitary Asian Cryptocurrency Would Revolutionise Fintech: Life.SREDA’s Vladislav Solodkiy

DEALSTREETASIA: The recent entry of several fintech-focused accelerators into the Singapore startup ecosystem is laying the foundations for a sophisticated fintech ecosystem in the city-state. This development has played a significant part in the Russian venture capital firm Life.SREDA’s shifting its HQ from Moscow to Singapore. With the recent move by Life.SREDA VC to migrate to Singapore, along with its proposed $100 million second fund, DEALSTREETASIA caught up with its managing partner Vladislav Solodkiywho is also the Chairman of the Board of LifePay Global, which provides mPos services across CIS and Asia Pacific markets.Edited Excerpts (more…)

Columns, Cryptocurrencies, Influences FinTech, InspirAsia, Singapore

April 28, 2015

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10 Major Trends of the 2014 Year

Vladislav Solodkiy, Managing Partner of Life.SREDA VC, highlights ten most interesting trends of 2014 year in FinTech industry.

(more…)

Columns, Mobile payments/banking, Mobile-first banks

March 19, 2015