Venture capital deals hit speed-breaker

By Meera Siva for the Hindu Business Line

Fall in deal valuations and fewer exit opportunities affecting new investments


Banks, Global trends

April 11, 2016


The delayed revolution in digital financial services

By  for

Technology has transformed how we work, communicate and travel. In contrast, modern digital technology has not yet transformed financial services. Open data is the key to change in this sector of the economy. (more…)

Banks, Global trends

April 10, 2016


Start-Ups Aim at Overlooked Demographic: The Unbanked

By Nathaniel Popper for CNBC

Last summer Jimmy Chen walked the streets of San Francisco trying to do simple financial transactions without a bank account, a task millions of Americans face. (more…)

Banks, Fintech news, Global trends

April 10, 2016


Bitcoin Payments Company Circle Scores Partnership With Barclays and E-Money License for UK Expansion

By Giulio Prisco for Bitcoin magazine

“Bitcoin Bank” Circle announced that people in the U.K. can now experience social payments over the open Internet in their native currency, pound sterling (GBP), using Circle’s updated apps for Android, iOS and the Web. The company was granted an e-money license by the U.K. Financial Conduct Authority. (more…)

Banks, Fintech news, Global trends

April 9, 2016


BNP Sees 3 Reasons Why Crowdfunding Could Benefit from Blockchain

By Pete Rizzo for Coindesk

BNP Paribas is choosing to begin its public experiments with blockchain tech by pursuing one of its less discussed use cases – crowdfunding. (more…)

Banks, Deals, Fintech news, Global trends, InspirAsia

April 9, 2016


Fintech Is Hot, But The Demise Of Traditional Banking Has Been Greatly Exaggerated

By Chris Myers for Forbes

It’s no secret that Silicon Valley is always on the lookout for the next big thing. It’s that drive to test, innovate, and explore that keeps the technology sector hurtling forward at breakneck speed. (more…)

Banks, Global trends

April 9, 2016


From Wall Street Banking, a New Wave of Fintech Investors

By Liz Moyer for the New York Times

Finance is where they built their careers. Now some of banking’s former stars are pouring millions of dollars — and in some cases staking their careers — into new technologies that are shaking up everything from lending to payments to investing. (more…)

Banks, Blockchain, Global trends

April 7, 2016


Fintech’s $138 billion opportunity

By Ryan Falvey for

Fintech is in the midst of a golden age of investment and innovation. According to KPMG and CB Insights, investments in fintech startups doubled between 2014 and 2015, to $14 billion. However, comparatively little of this money has been focused on the $138 billion market opportunity to disrupt alternative financial services in the United States. This lack of focus is damaging America’s financial health. So why hasn’t fintech done more to meet this vast market need? (more…)

Banks, Fintech news, Global trends

April 7, 2016


A Strategist’s Guide to Blockchain

by John Plansky, Tim O’Donnell, and Kimberly Richards for Stategy + Business

The distributed ledger technology that started with bitcoin is rapidly becoming a crowdsourced system for all types of verification. Could it replace notary publics, manual vote recounts, and the way banks manage transactions? (more…)

Banks, Blockchain, Cryptocurrencies

April 7, 2016


Barclays becomes the first big UK bank to back a digital currency firm

By Jemima Helly for Reuters

LONDON (Reuters) – Barclays has become the first big British bank to form a partnership with a digital currency firm, social payments app Circle, which runs partly on bitcoin’s blockchain network and launched in the UK on Wednesday.  (more…)

Banks, Fintech news

April 6, 2016


Klarna and Modo announce a new strategic partnership at Money20/20 Europe

By Jay Donovan for

Unicorn eCommerce startup Klarna and digital payments startup Modo announced a new strategic partnership this morning at Money20/20 Europe. Under the terms of this new partnership Modo will provide Klarna with its Digital Payments Hub product to speed up implementation of Klarna’s checkout solution for their worldwide e-retail partners. (more…)

Banks, Cashless, Fintech news, Global trends

April 5, 2016


30% of bank jobs are under threat

By Matt Egan for CCN Money

Digital disruption is turning finance on its head — and destroying tons of traditional banking jobs along the way. (more…)

Banks, Fintech news, Global trends

April 5, 2016


The Third Industrial Revolution – Potential Impacts of Technology on Employment

By Nouriel Roubini, Professor of Economics and International Business, Leonard N. Stern School of Business, New York University for WEF 

We are at the cusp of a third Industrial Revolution, with new technologies spawning a feverish excitement for a radical transformation in industrial production. Technological improvements in robotics and automation, as well as systematic changes in the economy that coincide with this revolution, will dramatically boost productivity and efficiency.


Banks, Fintech news, Global trends, Government activities

April 4, 2016


The center of the tech revolution in finance couldn’t be further from Silicon Valley

By Ian Kar for

Silicon Valley is on a mission to disrupt finance. Even Jamie Dimon is worried about it. US venture capital funding for fintech startups reached $7.4 billion in 2015, up from $4.3 billion in 2014. But while the money’s flowing, the real action is in China.


Banks, Fintech news, Global trends

April 2, 2016


Here’s Why the Blockchain Would Have Saved Lehman Brothers

By  for Fortune magazine

CFTC commissioner is on board with the bitcoin-related technology. Bitcoins could have saved Lehman Brothers, sort of. (more…)

Banks, Blockchain, Cryptocurrencies, Fintech news, Global trends, Government activities

March 31, 2016


The definitive ranking of Wall Street investment banks in every business line

By Portia Crowe for Business Insider,

We have new data on how Wall Street banks stack up in every business line, and there is one clear winner. JPMorgan led the pack in 2015 for revenue across fixed income, equities, and banking, according todata-analytics company Coalition. That bank made $22.7 billion. (more…)

Banks, Global trends

March 30, 2016


Apps are getting millennials interested in money – but can they be trusted?

By Suzanne McGee for the Guardian

Young people are using fintech for financial help, but shunning big banks and embracing new businesses doesn’t mean you’re removing risk from the equation (more…)

Banks, Cashless, Fintech news, Global trends

March 28, 2016


Banking industry primed for a pocket-sized revolution


ondo, the latest challenger bank aiming to take a chunk of business from the established high street lenders, is unlike any UK financial institution that has come before it.


Banks, Fintech news, Global trends, InspirAsia, Mobile-first banks

March 28, 2016


E-Wallets: Game of giants

By 2019, eMarketer estimates that the total value of transactions made by tapping a phone on an in-store terminal will reach $210 billion, up from $8.7 billion in 2015. For banks and retailers, that presents an opportunity to take on Apple Pay and Google’s Android Pay – and maybe save on transaction fees to boot.

Read our full research “Money of the Future”. Download PDF (20MB) (more…)

Banks, Cashless, eWallets, Fintech news, Global trends, Hotnews, InspirAsia

March 28, 2016


The 4 Things It Takes to Succeed in the Digital Economy

By Lindsey Anderson and Irving Wladawsky-Berger for Harvard Business Review

For several years now digital has been an appendage to “business as usual.” But recently, digital transformations have reached the tipping point where digital has become “business as usual”; the tail has become the dog. Digital is not just part of the economy — it is the economy. (more…)

Banks, Fintech news, Global trends

March 25, 2016


UBS and Credit Suisse launch fintech accelerator

By Finextra

The two largest Swiss banks UBS and Credit Suisse, are partnering with Swisscom, Swiss Life and Ernst & Young to launch a fintech accelerator with an international target audience. (more…)

Banks, Deals, Fintech news, Global trends

March 24, 2016


Fintech for Millenials

The biggest issue with “fintech for millennials” that you have to understand millennials more, than fintech.

Read our full research“Money of the Future”. Download PDF (20MB) (more…)

Banks, Fintech news, Global trends, Hotnews, InspirAsia

March 23, 2016


Deloitte Predicts Rise in Blockchain-Based Payments

By Charles Small for

Deloitte’s Center for Financial Services has released a report forecasting transformation of the banking industry over the coming decade due to disruptive technology. (more…)

Banks, Blockchain, Cryptocurrencies, Fintech news, Global trends, Mobile payments/banking, p2p-payments

March 23, 2016


Hong Kong to get new mobile bank


Neat, a mobile banking startup in Hong Kong that blends machine intelligence with biometric security, has opened its waiting list to university students and young professionals with a view to a Q2 2016 launch. (more…)

Banks, Fintech news, Hong Kong, Mobile-first banks

March 21, 2016


This Bank Wants to Be Your Best Friend

By Leena Rao for the Fortune magazine

If you’re a millennial, that is. SoFi will help with your job, your love life—and your finances. (more…)

Banks, Fintech news, Global trends, Mobile-first banks

March 20, 2016


How China is pioneering alternative finance and P2P lending

By Hariett Green for City AM,

The Asia-Pacific alternative finance market grew 323 per cent last year, to $102.8bn. China was responsible for 99 per cent of that, with four-fold growth to $101.7bn in 2015. (more…)

Banks, Cashless, China, Fintech news, Global trends, p2p-payments, p2p/online lending

March 18, 2016


What Do Millennials Want from Banks? Everything. Nothing. Whatever.

By Brian Yurcan for the American Banker journal

So, do millennials hate banks or do they love them?


Banks, Cashless, Fintech news, Global trends, InspirAsia, Mobile-first banks

March 17, 2016

World Bank: 2 Billion of adults worldwide have no access to Financial Services

In this installment of My Favorite Number, the World Bank Group’s Douglas Pearce says he’s most intrigued by the number 2 billion. (more…)

Banks, Cashless, Global trends, Government activities, InspirAsia

March 17, 2016


Infographic: How new technology is changing the way we make payments

Promoted by Paypal,

Some older stuff is cool. Everyone loves a vintage leather jacket, and classic movies are favorites across generations. But in some cases, old can mean outdated, and when something’s outdated, it’s simply time to upgrade. (more…)

Banks, Cashless, Fintech news, Global trends, Mobile payments/banking

March 16, 2016


China’s P2P Property Lending Growth Six Times Faster Than Banks

By Alfred Liu for the Bloomberg Business,

Peer-to-peer lending for property in China grew more than six times faster than loans extended through banks last year as borrowers took advantage of a less-regulated financing market to take part in the nation’s real estate boom. (more…)

Banks, Cashless, China, Fintech news, InspirAsia, p2p/online lending

March 16, 2016