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616

From Asia to Africa: Why Wechat is a threat to Safaricom’s M-Pesa

By fabian lima for e27

M-Pesa changed the lives of underbanked Africans decades ago; Will Wechat Wallet drastically change the fintech landscape anew? (more…)

Analytics, eWallets, Fintech news, p2p-payments

February 9, 2017

460

Blockchain is becoming more than a buzzword, and now there’s tangible proof

By  for TechInAsia

Blockchain, which many experts have called the biggest innovation since the internet, has started gaining steam among bankers and financial institutions, a survey by Infosys’ Finacle shows. (more…)

Analytics, Blockchain, Fintech news, Marketing Report

February 8, 2017

746

The Truth About Bitcoin Remittances

By George Harrap for Medium

We are about 7 years into Bitcoin and ‘the Blockchain’ now and its time we evaluated where we are in terms of remittances, what works and what doesnt. (more…)

Analytics, Blockchain, Cryptocurrencies, Remittances

February 6, 2017

314

Top 11 Reasons Why Fintech StartUps in South East Asia Fail

By 

You have an incredible fintech balance marketable strategy. You gather your group and make your start-up. Here are ten regular missteps you ought to keep away from on the off chance that you need to have an opportunity to experience one more day in South East Asia. (more…)

Analytics, Fintech news, InspirAsia

February 4, 2017

360

‘Centralized’ blockchain projects are doomed to failure

By Chris Horlacher for American Banker

Last year was an affirmation for people like me who believe the blockchain — the technology that underlays virtual currencies such as bitcoin — works best when it’s decentralized and open.

(more…)

Analytics, Banks, Blockchain, Fintech news

January 31, 2017

471

A look into the future: Here are 5 fictitious insurtech startups that might become the real deal by 2025

By Philipp Kristian for e27

2016 was the year of fintech and insurtech in Asia. Over the course of the year, I spent a lot of my time building insurance value propositions in Asia, delving deeply into the potential future of insurtech in this region. (more…)

Analytics, InspirAsia, Insurance

January 31, 2017

453

Bitcoin Core Dev’s Blocksize Reduction Proposal Draws Ire from ViaBTC Founder

By CryptoCoins News

Haipo Yang, ViaBTC’s founder and former employee at the Chinese internet giant Tencent, expressed strong criticism in a brief interview with CCN towards Luke-Jr, a Bitcoin Core developer and Blockstream contractor, regarding his proposal to reduce the blocksize to 300kb or, alternatively, for the network to wait another 7 years before an increase of the current 1MB transaction capacity. Yang says: (more…)

Analytics, Blockchain, China, Fintech news, Global trends, People of fintech

January 31, 2017

407

‘Unified commerce’ can drive user payment experience and merchant sales

By Melissa Gonzalez for PaymentsSource

The payments ecosystem is vast and the complexity is only heightening, but with the right integration of hardware and software solutions providers can empower retailers to not only improve in-store experiences but enhance data collection and the ability to analyze customer behaviors.

(more…)

Analytics, Marketing Report, Mobile payments/banking, POS/mPOS and online acquiring, SME

January 29, 2017

528

Making a Difference with FinTech – Three Examples

By Elena Mesropyan for LTP

There is enough said about the scale of the FinTech industry, its inclusive agenda and massive surrounding ecosystem, but the real value of this industry is not in millions that are moving around in funding, expansion and acquisition deals. The value is measured in micro-processes, in the real, everyday difference FinTech startups make for small businesses and individuals. (more…)

Analytics, Government activities, Mobile payments/banking, p2p-payments, RegTech, SME

January 29, 2017

451

LendingClub Chairman Launches New Fintech VC Fund

By PETER RUDEGEAIR for The Wall Street Journal 

Nyca Partners, a venture-capital firm founded by veteran banker and LendingClub Corp. Chairman Hans Morris, announced Friday that it raised a new $125 million fund to invest in financial-technology startups. (more…)

Analytics, Deals, Fintech news, p2p/online lending

January 28, 2017

469

Insurtech, Interview with Sam Evans, Founder of Eos Venture Partners

By FinSMEs

According to CB Insights, vc activity related to insurance startups hit its highest annual total in 2016 with $1.69B invested in 173 deals.
In this space, one of the first cases on thematic investors focused exclusively on investing in insurance startups comes from London with Eos Venture Partners, an independent and specialist InsurTech investment and advisory firm launched by Sam Evans.

(more…)

Analytics, Insurance, People of fintech

January 27, 2017

330

Report: China’s Banks are Turning to Blockchain Technology

By CryptoCoins news

As the Chinese government is turning toward researching and exploring possible applications of blockchain technology, the country’s big banks are increasingly hiring experts and developers to keep up with digitization and a technology-driven landscape.

(more…)

Analytics, Blockchain, Fintech news, Global trends

January 27, 2017

358

Harvard Business Review: Blockchain Is Foundational, Not Disruptive

By Lester Coleman for CryptoCoinNews

True blockchain-led transformation is still many years away, according to an article, “The Truth About Blockchain” in the Harvard Business Review, because it does not deliver a truly “disruptive” business model which can attack an existing model with a lower cost solution, rather it is a “foundational” model since it can create new foundations for economic and social purposes. (more…)

Analytics, Blockchain

January 25, 2017

440

Emerging market payments requires innovation in regulatory technology

By Tomas Likar for PaymentsSource

Financial technology, which first made its impact in predominantly Western countries such as the U.S. and U.K., stands to bring even greater change to unbanked populations in emerging markets.

(more…)

Analytics, Global trends, RegTech

January 25, 2017

355

Devices and Unconventional Channels Are Turning Into Payments Platforms

By LTP

The payments segment was the hottest FinTech segment in 2016 – financial technology companies around the world raised a total of ~$36 billion in financing across over 1500 funding deals from over 1700 unique investors (not taking into account M&A deals). Representing less than a quarter (22%) of the funded pool, the Payments/Loyalty/E-Commerce segment secured almost 40% (over $13.5 billion) of total funds raised, while, with 29% of representation, Banking/Lending companies are responsible for just 26% ($9.3 billion) of raised funds. (more…)

Analytics, Fintech news, Global trends

January 24, 2017

473

China’s fintech is leaving the rest of the world behind

By  for TechNode

China is emerging as a leading fintech market on a global scale. Half of the global investment in financial technology is happening in Asia, especially China, according to the World Economic Forum. (more…)

Analytics, China, Fintech news, Global trends, Marketing Report

January 23, 2017

345

Is blockchain necessary?

By Mohan Krishnan for Finextra

There is no dearth of material to tell us what is blockchain, how it is going to transform our lives in the years to come, where it could be applied, etc and the list is endless. That it is the next big thing after all, since the invention of steam engine, the electricity and the internet itself! World Economic Forum predicts that by 2025, 10% of global GDP will be on blockchain technology.

(more…)

Analytics, Blockchain, Global trends, Marketing Report

January 23, 2017

304

Corporates need a ‘consumer style’ invoice experience

By Prabhat Vira for PaymentsSource

 Any CFO with a smartphone has grown accustomed to the ways in which fintech has removed the friction from their daily lives.

(more…)

Analytics, Marketing Report, SME

January 21, 2017

580

Five Reasons Why PayTM Is Miles Ahead Of Its Rivals

By Ketharaman Swaminathan for Finextra

With over 100 million users a year ago, PayTM was already ahead of its digital payment competitors before the Nov. 2016 demonetization of high value currency notes in India. (more…)

Analytics, Cashless, eWallets, India

January 21, 2017

465

Where Insurers and Reinsurers Invested in Tech Startups in 2016

By CB insights

Thematic areas that attracted strategic investment in 2016 included cybersecurity, property management software, IoT, and digital insurance distribution. (more…)

Analytics, Deals, Fintech news, Global trends, Insurance

January 20, 2017

294

Mastercard ‘preying on millions,’ says $17 billion fee lawsuit

A movement by countries around the globe to embrace a cashless future is resulting in plastic payments (think credit and debit cards) to erode cash’s market share. (more…)

Analytics, Cashless, Fintech news, Marketing Report, Payment systems

January 20, 2017

746

Internet-of-Things Poised to Disrupt Banking and Insurance

By

The Internet-of-Things (IoT) is set to be one of the biggest technological transformations on the horizon, promising to radically change the way we live and how we conduct business. (more…)

Analytics, Banks, Global trends, Insurance, Marketing Report

January 18, 2017

525

Could Fintech Be in a Bubble?

By Amy Bell For Investopedia

While skeptics claim the fintech bubble will soon burst, many experts believe this innovative sector will keep on booming. Fintech, short for financial technology, became a major buzzword in 2015. That’s when a herd of fintech startups emerged and pronounced they would disrupt the financial industry – from established banks to payment firms. In 2015 financing for fintech startups surpassed $20 billion, a 66% increase over 2014. (more…)

Analytics, Banks, Deals, Fintech news, Global trends, p2p/online lending

January 18, 2017

354

Remitly Now Operating In All 50 States

Remitly, the digital remittance company based in the U.S., has expanded its services to Massachusetts. (more…)

Analytics, Fintech news, Remittances

January 17, 2017

433

Banks face big profit loss to digitisation – McKinsey

By Finextra

European banks stand to lose half their profits from digital disruption trends shaking the banking industry, according to a report from McKinsey. (more…)

Analytics, Banks, Fintech news, Global trends, Marketing Report

January 16, 2017

330

Opportunities for Financial Inclusion in Asia

By LTP

Financial inclusion is one of the most complex problems equally damaging for economies and populations in every corner of the world. While the scale may vary in developing and developed countries, for every government, it remains one of the top issues standing in the way of society’s resilience to hardships and opportunities. (more…)

Analytics, Global trends, InspirAsia, Mobile payments/banking

January 16, 2017

507

Innovation under the hood will rev the engines of a fintech revolution

By  for TechCrunch

When the internet was first created in the 1970’s and 1980’s with the introduction of the ARPANET its early years were focused on the development of infrastructure and protocol — beyond the knowledge and far away from the consciousnesses of the general public. (more…)

Analytics, Banks, Cryptocurrencies, Fintech news, Global trends, Insurance, p2p-payments, PFM/PFP services

January 15, 2017

443

Bots are not killing apps — bad apps are killing apps

By  for VentureBeat

According to bot evangelists, today’s apps are going to be replaced by bots, so why bother with fanciness? Goodbye, delicious Uber UI animations. So long, stickers and filters on Snapchat. Farewell, swiping on Tinder. Will the last app standing be Facebook Messenger? (more…)

About, Analytics, Bots, Global trends

January 15, 2017

511

Insurance Tech Startups Raise $1.7B Across 173 Deals in 2016

By CB Insights

Two of every three insurance tech deals in 2016 took place at the early-stage. (more…)

Analytics, Deals, Fintech news, Insurance

January 15, 2017

422

Is Alternative Lending a Perishable FinTech Segment?

By Elena Mesropyan for LTP

Despite competitive propositions and momentary advantages that alternative lenders may have over incumbents, it is likely that banks will eventually drive this particular FinTech segment out of business. That moment, however, will come after a brief time of mutually beneficial collaborative work that we will witness in the years ahead. (more…)

Analytics, Banks, Fintech news, p2p/online lending

January 14, 2017