February, 2018


Monzo opens API to spare change app Moneybox

Monzo has opened its API to Moneybox, enabling users to round up and invest the spare change from their everyday purchases. (more…)

Banks, Mobile-first banks

February 21, 2018

Tandem issues cash-back credit card as first product

Tandem, the Good Bank, has released a credit card that offers cashback and travel benefits for users. (more…)

Banks, Mobile-first banks

February 21, 2018


Why Decentralization Matters

By Chris Dixon for his blog,

The first two eras of the internet

During the first era of the internet — from the 1980s through the early 2000s — internet services were built on open protocols that were controlled by the internet community. This meant that people or organizations could grow their internet presence knowing the rules of the game wouldn’t change later on. Huge web properties were started during this era including Yahoo, Google, Amazon, Facebook, LinkedIn, and YouTube. In the process, the importance of centralized platforms like AOL greatly diminished. (more…)

Fintech news

February 20, 2018


Deutsche Bourse to run crypto asset contest

Deutsche Bourse is inviting entry’s for a coding competition to create new business applications for crypto assets, reflecting the increasing interest in virtual currency markets by established financial firms (more…)

Fintech news, Global trends

February 20, 2018


Google’s P2P payments app Tez now handles utility bills

By Google,

Paying bills takes time, whether it’s queuing, hopping around to multiple offices, or jumping between apps. (more…)

Fintech news, Global trends

February 20, 2018

Invoice Bazaar invests in online document exchange Odex

By Invoice Bazaar,

Invoice Bazaar, a FinTech Supply Chain Finance platform with presence across Asia today announced an undisclosed investment in online document exchange platform ODeX. (more…)


February 20, 2018


The Impact Of Blockchain On SaaS

Much of the conversation today about crypto is about Bitcoin and currency. But that’s myopic. Soon, we will be talking about how crypto will change the software world. In fact, many founders have already started that pursuit. More than 30% of the initial coin offerings (ICO) in 2017 target developers and businesspeople with their products. (more…)


February 19, 2018


Cryptocurrency Market Structure: Crypto-Assets Represent a Truly Global Asset Class

Last week on Valentines Day, the Commodity Futures Trading Commission (CFTC) held a meeting of the Technology Advisory Committee (TAC). There were several interesting presentations and good discussions regarding the emerging cryptocurrency market. One of the discussions was by Richard Gorelick, Head of Market Structure at DRW, who delivered a presentation on the current state of digital assets. (more…)


February 19, 2018


Amazon is the biggest threat to bitcoin right now

Over the past year, a growing number of people have leapt to take part in bitcoin’s meteoric rise. Teenagers have invested their college funds. Some families have mortgaged their homes and placed everything on the table. Even billionaires have suggested putting 10% of all assets into the digital currency. (more…)

Blockchain, Hotnews

February 19, 2018

Digital Fintech Specialist Wirecard Expands Collaboration With ReiseBank

Wirecard, a Germany-based global provider of digital payments and commerce solutions, announced this week it has expanded its expanding its collaboration with German bank, ReiseBank. The duo recently rolled out the mobile banking app bankom. (more…)

Banks, Global trends, Mobile-first banks

February 19, 2018

French Fintech Lydia Secures €13 Million in Latest Funding Round to Accelerate Cashless Payment Growth in Europe

Lydia, the French mobile payments firm, announced this week it has raised €13 million through its latest funding round, which was led by CNP Assurances with participation from XAnge, New Alpha AM, Oddo BHF and Groupe Duval. The company reported it plans to use the latest funds (which brings its total funding to €23 million) to continue acceleration of cashless payments in Europe. (more…)

Mobile payments/banking

February 19, 2018


Millions of Dollars Are Waiting to Flood Into Cryptocurrencies But They’re Stuck on the Sidelines – Here’s Why

Do you know who the major players are in the crypto space right now?

It’s the “WHALES” aka people with at LEAST several million dollars worth of cryptos in their possession, in “old school” financial terms these are the people known as “High Net Worth Individuals” (HNWI).


Cryptocurrencies, Global trends

February 19, 2018


Artificial Intelligence (AI) and FinTech

By Gaurav Sharma

The speed of technological change is exponential. What was yesterday’s hot ticket quickly becomes tomorrow’s old news. We are living in the midst of a huge surge of interest and research in Artificial Intelligence (AI). It seems like every week there is a new breakthrough in the field and a new record is set in some task previously done by humans. If you don’t already know what IoT, AI, VR, AR, and bots mean, you better get up to speed immediately because these technologies are changing the way data is created, collected, interpreted, and communicated.


AI / Machine Learning / Big Data, Blockchain, Fintech news

February 19, 2018

An Overview of the Telegram ICO

Telegram is conducting an ICO for its cryptocurrency Telegram Open Network (TON) that may raise up to $1.2 billion, an amount that would make it the largest ICO ever (Filecoin, the second largest ICO, raised $257 million in September). Telegram is an encrypted chat platform with 200 million users and is the platform of choice for people involved with cryptocurrencies who use it to launch project token sales and ICOs, keep followers up to date on projects, and coordinate developer efforts. The cryptocurrency created by the Telegram ICO would be closely integrated with the chat application and attempt to provide solutions for file storage, payments, and anonymous browsing. (more…)

Blockchain, Cryptocurrencies

February 19, 2018


Getting Paid in Cryptocurrencies – What Should Freelancers Know

By Mark Thomasson, a biz-dev hero at Invoicebus – a simple invoicing service that gets your invoices paid faster. He passionately blogs on topics that help small biz owners succeed in their business. He is also a lifelong learner who practices mindfulness and enjoys long walks in nature more than anything else.

Many people are trying to find their place under the Bitcoin sun these days. The craze of Bitcoin mining has taken the world by storm and a large number of people are trying to make money that way. (more…)

Blockchain, Cryptocurrencies

February 19, 2018


How the Gaming Industry Will Be Benefited By Blockchain Technology?

You might have come across the ‘Blockchain technology’ while reading about cryptocurrencies. But, currently, it has not been limited to the finance industry. It has stepped into many other fields like agriculture, art, energy and such. Another industry that has embraced this amazing technology of blockchain is the gaming industry. There are lots of online casinos with free welcome bonus no deposit required that allow cryptocurrencies backed by Blockchain technology. (more…)

Fintech news

February 16, 2018


Ten years in, nobody has come up with a use for blockchain

By Kai Stinchcombe for his blog

Everyone says the blockchain, the technology underpinning cryptocurrencies such as bitcoin, is going to change EVERYTHING. And yet, after years of tireless effort and billions of dollars invested, nobody has actually come up with a use for the blockchain—besides currency speculation and illegal transactions.

Each purported use case — from payments to legal documents, from escrow to voting systems—amounts to a set of contortions to add a distributed, encrypted, anonymous ledger where none was needed. What if there isn’t actually any use for a distributed ledger at all? What if, ten years after it was invented, the reason nobody has adopted a distributed ledger at scale is because nobody wants it? (more…)


February 16, 2018


Santander InnoVentures joins $25m Roostify funding round

San Francisco-based digital lending platform provider Roostify has closed a $25 million Series B financing round joined by Santander InnoVentures, Cota Capital and Point72 Ventures. (more…)

Banks, Fintech news, Global trends

February 16, 2018


BBVA-backed digital banking startup targets gig economy workers

Azlo, a BBVA-backed digital banking platform targeting the fast-growing army of freelancers and self-employed Americans who make up the gig economy, has opened its virtual doors. (more…)

Banks, Hotnews

February 16, 2018

Tandem turns to the crowd for £4 million fund raise

Digital banking startup Tandem is going back to the crowd in a bid to raise a further £4 million from the 2000 members of its Seedrs community. (more…)

Mobile-first banks

February 16, 2018


BinckBank to Disrupt Dutch Savings Market with Raisin Partnership

BinckBank N.V.  is poised to disrupt the Dutch savings market as the online bank will be the first to offer its clients access to European savings products via a partnership with Raisin. BinckBank serves more than 614,000 account holders with assets of € 22.7 billion as of December 31, 2016. (more…)

Fintech news, Global trends

February 15, 2018


Wirecard digitizes banking services for ReiseBank’s bankomo app

By Wirecard,

Wirecard, the digital financial technology specialist, is today expanding its collaboration with ReiseBank, the market leader in the field of travel money in Germany. (more…)

Global trends, Payment processors/providers/gateways

February 15, 2018


94-Year-Old Berkshire Hathaway VP: It’s ‘Disgusting’ People Buy Bitcoin

Berkshire Hathaway vice chairman Charlie Munger described Bitcoin as “totally asinine” Wednesday in what some consider will be one of his last public forums, Financial Times reports Thursday, Feb. 15. (more…)

Blockchain, Global trends, p2p-payments

February 15, 2018


Monzo given go-ahead to ‘passport’ banking licence to Republic of Ireland

By Steve O’Hear for TC

Monzo, one of a number of “challenger” banks in the U.K. aiming to re-invent the current account, has announced the first step in its plans for international expansion with news that is has regulatory approval to operate in the Republic of Ireland. (more…)

Banks, Fintech news, Global trends, Hotnews, Influences FinTech, Mobile-first banks

February 14, 2018


Revolut expands into Apac region


Global Processing Services (GPS), part of Rt. Hon. Lord Mayor of the City of London’s UK Business delegation which are currently in Australia this week; announces today that it has been selected to be the payment issuer processor for multi-currency FX money app Revolut, for the future launch of their app in the APAC region starting with New Zealand, Singapore and Japan. (more…)

Banks, Fintech news, Global trends, Hotnews, InspirAsia

February 14, 2018


Regulators Continue to Crack Down on Digital Currencies

Crypto currency news continues to dominate the fintech space, as new concepts and ideas that are the future of technology continue to incorporate digital currencies. While many believe that crypto currency values will surpass 1-trillion in 2018, the crack down on regulatory compliance continues to be a fly in the ointment. Another interesting phenomenon is the number of hedge funds that have popped up that are completely dedicated to trading crypto currencies.  This will either provide additional liquidity and the advancement of the fintech space or be a failure that drains liquidity as the tulip market tumbles. (more…)

Fintech news, Government activities

February 14, 2018


Asia news roundup: Funding for Lendingkart, Warung Pintar, and Masii

By Jack Ellis for Tech in Asia

Here are the top headlines from the past few days. (more…)

Fintech news, Global trends

February 14, 2018


Ripple Partners With Saudi Arabian Monetary Authority To Offer Pilot Program For Banks

Ripple has announced an agreement today, Feb. 14, with the Saudi Arabian Monetary Authority (SAMA) to provide support for Ripple’s cross-border payments technology to banks in the Kingdom of Saudi Arabia (KSA). (more…)

Blockchain, Cryptocurrencies, Global trends

February 14, 2018


South Korea vows firm action against illegal, unfair cryptocurrency trading

South Korea said it will take firm action against illegal and unfair acts in cryptocurrency trading after a 280,000 signature petition was sent to the presidential Blue House. (more…)

Global trends, Government activities

February 14, 2018


DBS, OCBC, UOB all post double-digit growth for Q4 FY17

ALL three of Singapore’s banks posted double-digit profit growth for the fourth quarter, with DBS Bank and OCBC Bank leading the way as their bottom lines rose 31 per cent each. (more…)

Banks, Global trends, Hotnews

February 14, 2018