Banking on Millennials: Balancing Branch Preferences And Digital Expectations

Via The Financial Brand 

Knowing what’s really important to consumers is critical to acquisition, retention and cross-selling in the banking industry. But Millennial stereotypes frequently fool financial marketers, muddling their marketing strategies with faulty assumptions. Turns out they love branches just as much as Gen X and Baby Boomers. And all generations share one thing in common: They expect more, particularly in digital channels.


Analytics, Banks, Global trends

October 13, 2018

“Fintech unicorn” WB21 faces securities fraud enforcement action from SEC

Michael Gastauer, CEO of WB21 digital bank, is facing a lawsuit for selling $165 million worth of fraudulent microcap stocks.

On October 2nd, the US Securities and Exchange Commission (SEC) revealed a lawsuit against Michael Gastauer and Roger Knox for “intentionally defrauding investors by secretly dumping large quantities of stock.”


Banks, Fintech news, Hotnews

October 11, 2018

SEC Takes Unprecedented Enforcement Actions Against Two Cryptocurrency Firms

Article by Michael S. Dicke and Alexis I. Caloza

Over the past year, the U.S. Securities and Exchange Commission has ramped up its scrutiny of cryptocurrencies and other digital token offerings. On Sept. 11, 2018, the SEC escalated its crackdown when it announced a pair of settled enforcement actions against non-issuers participating in the offer and sale of cryptocurrencies it deemed unregistered securities. As with prior cryptocurrency cases, the SEC charged the defendants with offering or selling securities without filing a registration statement or having a valid exemption from registration. However, these cases mark the SEC’s first cryptocurrency enforcement actions against non-issuers for failing to register as broker-dealers and investment companies. As such, they highlight the SEC’s continuing efforts to bring the purchase and sale of cryptocurrencies within a regulated framework, including by targeting third parties who facilitate the purchase and sale of such assets.


Fintech news, Global trends

October 4, 2018

Arival meets Revolut at Japan’s largest fintech summit

On September 26, Jeremy Berger presented Arival Bank at Fin/Sum2018, held in Tokyo. Arival was selected as one of the top 30 startups to pitch in front of executives from 500 Startups, SBI, MUFG, and other leading investment & financial institutions.


Banks, SME

October 2, 2018

Arival Bank’s Jeremy Berger: we are eager to work with SMEs who are involved in STOs

On September 20, second day of Consensus Singapore, Jeremy Berger (Life.SREDA VC Portfolio Director, COO Arival Bank) gave a speech on the digital banking revolution at a meetup dedicated to the future of financial markets.


Banks, Blockchain, Marketing Report

September 27, 2018


Machine Learning and Humanising the Digital Experience

The digital revolution has seen a huge number of advantages for every sector and industry in recent years. Businesses have been given the ability to engage more easily and effectively with their customers than ever before. While interaction has increased significantly, a new level of disconnect between the business and the customer is also very apparent. Instead of heading to a physical store, customers are now faced with businesses that hide behind a screen. (more…)

Fintech news

September 25, 2018


RippleNet now live in over 40 countries

By Ripple,

Ripple, provider of the leading enterprise blockchain solutions for payments, announced today that its network (RippleNet) is now live in over 40 countries across six continents. (more…)

Fintech news

September 20, 2018


6 FinTech Startups Taking Advantage of Blockchain in 2018 

If Financial Technology is at the forefront of disrupting traditional banking and financial systems, then it could be argued that Blockchain is at the forefront of FinTech. (more…)

Fintech news

September 19, 2018

How the IMF and the World Bank’s Fintech Guidelines Could Affect the Trading Industry

On Thursday the IMF and the World Bank released a paper intended to function as a guideline for regulators regarding the fintech industry. The paper contains 12 elements which will definitely affect the trading world as well as the rest of the fintech industry. So what changes can we expect for the fintech industry, and more specifically the trading business? (more…)

Fintech news

September 15, 2018


Interview with Benjamin Yee, CEO and Founder of EMERGE App

A serial entrepreneur and keen solo traveller, Benjamin Yee, talks to us about the challenges and advantages of steering a software startup based in Singapore. He shares what it’s like to run a business with a broad global footprint. Finally, he tells us why electronic payments are the next logical step of his business. (more…)


September 10, 2018


Business With A Bang – Why Coworking In Bangkok Can Boost Your Business

Thailand has a plethora of coworking spaces to fit the tastes and needs of all professionals. There are coworking spaces for specific industries and niches. There are coworking spaces for particular platforms (i.e. green business), and there is even a small but growing group of hotels that are coliving hotels or hotels that support the coworking community around them. (more…)

Fintech news

September 5, 2018


Why Banks Hate Bitcoin But Love Blockchain

As an onlooker you may have noticed mixed messages from banks and big financial institutions regarding Bitcoin and its underlying technology Blockchain. (more…)

Fintech news

September 3, 2018


6 Ways to Cash Out Cryptocurrency

One reason people still avoid cryptocurrencies like Bitcoin is the perceived difficulty of converting it back into regular currency. Fortunately, it’s now easier than ever and shouldn’t be a roadblock to dabbling in these growing financial markets. (more…)

Fintech news

September 2, 2018


Ping An Academy sets up financial services security research facility

By Ping An,

On August 13, the National Engineering Laboratory for Big Data Collaborative Security Technology – Financial Industry Security Research Center was inaugurated in Beijing, China. (more…)

Fintech news

September 2, 2018


Rakuten buys bitcoin exchange

By Rakuten,

Rakuten, Inc. (hereinafter “the Company”) announces that today it decided to acquire everybody’s bitcoin Inc. (hereinafter “everybody’s bitcoin”) through its subsidiary, Rakuten Card Co., Ltd. (more…)

Fintech news

September 2, 2018